Interesting article here  http://www.guardian.co.uk/money/2012/apr/05/car-insurance-premiums-telematics-satellite-box on "telematics" car insurance.  You have a box fitted to your car which monitors the quantity and quality of your driving and feeds it back to the insurance company via a satellite.  The premium is raised or lowered depending on how you drive.  You can log into a web site each nig…