Personal Insurance while racing overseas ( not bike insurance )
I am looking at riding / racing from London to Paris next year, & although I have bike insurance through Velosure, I believe that they will only cover my bike from damage.
I am looking for a ' Holiday insurance ' package that will also cover me when racing.
What insurance cover do you use when racing overseas ?
Replies to This Discussion
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Permalink Reply by Gemma K on -
If you are racing and hold a cycling Australia race licence you need to get it endorsed for international racing-the extra insurance requirement is part of that. Your club or national body can arrange this but make sure you leave a few months before you leave the country to get it done.
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Permalink Reply by Martin Turner on -
From my Velosure Policy PDS:
Velosure will cover you for up to 90 days as long as you notify them before you depart and they agree to cover you in writing. There may be an additional premium to be paid.
Note Velosure doesnt cpver you if you're racing professionally
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Permalink Reply by Don (Who's lost?) Nairn on -
I would investigate carefully many insurance policy's don't cover thing that may be viewed as risky.
I would imagine competitive bike riding would not be covered in many polices.
A trip to hospital would be enough of a hassle without finical issues.
is it worth contacting the activity organiser?
They may have an arrangement with a local provider that would be more comfortable with what is involved.
I would also imagine it is simpler for them if the participants have cover if there is a problem.
I am assuming you want medical insurance if something goes wrong.
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Permalink Reply by durian rider on -
You won't be able to do any UCI races unless you hold an international UCI license which will provide insurance you are looking for. Ring up Cycling Australia for more info.
That said I have raced crits in UK that were not UCI sanctioned so there is a grey area. That was a while ago in 2001. Not sure how its changed in 2012. When I raced in Belgium in 2003 it was 'no license no racing'.
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Permalink Reply by Pete Roberts on -
Hi durian rider,
Thanks for your input.
Just last night, I won a spot on THIS Race/Ride, so I will definitely be in need of some sort of personal injury insurance cover.
Now that I have this race as a fixed goal to train towards, I plan on racing Vets as part of my training schedule.
I will have to contact them I guess to find out if I can get cover on this event.
The actual event is only classed as a race for the riders in the 30km/h+ category which I doubt I will be able to achieve even with 12 months training, but I hope to get somewhere close.
Do you have any tips to train for multi day events such as this? ( It's comparable to 3 back to back marathons in 3 days )
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Permalink Reply by heather on -
Pete, congrats on winning the spot, if you want to push yourself hard. Get photos of yourself now and after training completed, to compare the changes.
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Permalink Reply by Patrick O'Kane on -
Well done Pete. Racing is probably the best form of training, no room for slacking. Good luck and I hope to see you on a few open races. I might even suck your wheel. :)
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Permalink Reply by Pete Roberts on
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LOL. I have been following your racing on Strava. I wonder who will be sucking who ???
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Permalink Reply by Pete Roberts on
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Yea Rob, that's what I thought when I first saw the web site.
Now that I am in, I am suddenly feeling extremely nervous about the whole thing. I have only ever ridden that kind of distance half a dozen times, and each time was a big build up. Now I am asking my body to do it 3 days running !
@ Heather, Kate reckons that I already have a body to die for ....
( I think she means she want's me to dye my hair :)
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