It's actually better to use a credit card, rather than a debit card. There are more consumer protections for credit transactions. You will eventually get your money back for fraudulent credit transactions.
Whereas using a debit card will limit your losses to the amount available in the account - but the losses may remain your loss.
A quick google found this supporting article. DebitCardsTooRiskyForBigPurchases
I've purchased before from Ryda... Ordered a Garmin Edge 705 one day, arrived on my desk the next day. can't ask for better than that.
If you're a bit wary about using a credit card online, see if you can get one with a lower limit (~$500 maybe) .. or set up a dedicated account with your bank with an attached debit card that you can use for your online shopping. either way will limit your losses should something unpleasant happen. That being said, banks have a pretty good reputation as far as refunding fraudulent charges, so your risk is reasonably small, especially if you shop with a reputable online company.
I have not used paypal.
Could also check that the phone number and address agree in the phone book, if an online and physical store.
GeorgeB, I used www.nearmap.com and it does not recognise 730 Paramatta Road, Petersham NSW which Ryda Dot Com gives as their address.
CLP has bought from Ryda, so perhaps he can explain it.
Anoyther vote here for Paypal, a recent problem with an overseas supplier had the Paypal account refunded in two days with no further questions.
Yup - Camerastore looks like the on-line arm, of Diamond Photographics in Rundle St Adelaide. The fax number is the same.
?worth phoning Diamonds, asking if, by any chance ,they are related. If so you could visit the store and view/pay for the camera. though they will still mail it to you.
I've bought books on line, pay bills, do banking, bought airline tickets etc - no hassles, including sites overseas.
Large, well known businesses - should be ok - they have their good name to look after. Smaller local ones - always one is a bit cautious. Worth checking if they also have a physical presence ie give an address, a web page for a shop etc.
For payments - make sure the site tells you, it has encryption, or is secure. That reduces the risk, of someone else nabbing your account details, off the internet.
Keep an eye on your credit card statements, for purchases you didnt authorize. Let the bank know straight away. Perhpas means someone else got hold of your account details, and billed it for something you didnt order. With e-commerce, banks saved a heap of money, not needing tellers, cash and cheques - but to get people to use it, the banks found they needed to be a lot better at sorting out problems, than they usually are.
Finally some credit cards offer protection schemes, for purchases made with the card. Check.